Industries we serve

Pick your industry. We speak your version of the gap.

The cash gap looks different in every line of work, so the Club does too. Start where your business lives. Each path is tuned to how the money actually moves in that industry.

Federal contractorsYou won the award, but government payment terms lag mobilization, and the first award is the hardest one to carry.See your path
Trucking and freightThe load is delivered and the invoice is out, but the money is 30 to 60 days behind the fuel and payroll that moved it.See your path
Construction contractors and tradesContractors and trades: cover payroll and materials between draws, and the equipment the next job needs.See your path
Independent auto repair shopsRepair shops: fund lifts, scan tools and ADAS calibration gear, and carry parts and payroll while insurer and fleet payments come in.See your path
Dental practicesDental practices: fund chairs, CBCT and scanners, buildouts and new hires while insurance claims are paid.See your path
Medical practices, clinics and allied healthMedical practices and allied health: carry payroll and equipment while Medicare and commercial claims are paid.See your path
Farms, ranches and ag operationsSeed, fertilizer, fuel, livestock and equipment, paid for months before harvest or sale pays you back.See your path
Restaurants, bars and food serviceWeekly food and payroll, card deposits that land later, and kitchen equipment that fails without notice.See your path
Food trucks and mobile food vendorsThe truck, the kitchen build and the permits come first. Event and catering revenue comes later, in bursts.See your path
Residential real estate investorsPurchase, rehab and holding costs come first. The sale or the refinance comes months later.See your path

Plainly

What we are, and what we are not.

We are a referral club. We introduce small businesses to ROK Financial. That's the whole service, and it's free to you.

We are not a lender and not a broker. We don't fund anything, we don't quote figures, and we don't negotiate on your behalf. If someone tells you what your financing will look like before ROK has reviewed your file, that person is guessing.

We are paid by ROK, not by you. When a business we refer gets funded, ROK compensates us. You are never charged a membership fee or an application fee, by us or by anyone acting for us. Full disclosure here.